Module 3 (CQS III) – Federal Retirement Plans in Divorce – Strategies & Issues

$299.00

Category:

Description

Introduction to Federal Retirement Plans in Divorce

CQS III is concentrated on dividing retirement plans associated with the federal government, the largest employer in the country.  Emphasis is placed on the treatment of the former spouse and the differences between retirement plans sponsored by the federal government as oppose to those retirement plans in the private sector.

CSRS/FERS vs. Private Sector Pensions

                        Terms & Definitions Used 

What Federal Benefits Are Valued or Divided in Divorce

Accumulated Sick & Annual Leave Pay

Applying Military Years & Affect on Divorce

Computing the Accrued Monthly CSRS/FERS/CSRS Offset Annuity 

A Brief Introduction to a Valuation of CSRS/FERS 

                        Retirement Annuity

                        Pension Valuation Basics

Tax Discounts

Application of Military Years

Determining the Marital Portion

Determining the Marital Portion of the Monthly FERS

/CSRS Annuity

Different Approaches to Defining the Marital Portion 

FERS/CSRS In-Pay (Retired)

Options Available to Federal Employees in Divorce

Determining the Value of Survivor Annuity – An Asset to the

Former Spouse

Determining the Cost/Reduction to Provide a Survivor Annuity

under CSRS and FERS 

CSRS & Social Security

                        Difference Between CSRS & FERS

Inequity for CSRS Members

Approaches to Extracting Social Security Element

Windfall Profit Elimination Rule & Other Offsets 

Court Order Division – COAP Strategies & Issues I

What Constitutes a “Court Order for Processing”

Historical Perspective

Discovery

Alimony & Child Support

FERS Supplement

Court Order Division – COAP Strategies & Issues II

Crafting the COAP

Apportioning the Retirement Annuity

Method of Apportionment, Dollar Amount, Percentage, Formula

–  Awarding a Fixed Dollar Amount Per Month

–  Awarding a Percentage of the Retirement Annuity

–  Awarding a Prorata Share at Retirement

–  Awarding a Formula or a Fraction

–  Additional Benefit Considerations

Addressing the Potential for a Refund of Contribution

Death of a Former Spouse

Death of the Federal Employee Spouse

Completing the COAP 

CSRS & FERS Disability Annuity

Computing Disability Retirement Under FERS

Determining What is “Marital”

Suggested Language

Thrift Savings Plan & Divorce Issues 

                        Gains & Losses

Loans

Retirement Benefits Court Order

Computing the Marital Portion – Contributions & Earnings

The first end of module test fee for each module is included in the module fee. Subsequent retakes of the end of module exam is charged separately. The Final Certification Exam Fee, and any subsequent retake certification exams, is an additional charge. Modules and exams are subject to a 5.75% sales tax in addition to the fee itself.If the candidate does not pass the first end of module exam with a score of 70% or better, the Module Exam will have to be retaken with a Retake Fee of $20

To be become a Certified QDRO Specialist the candidate must pass the final exam with a score of 70% or better. The cost to take the final exam is less expensive if the final exam is taken online. If your company or industry requires the exam to be proctored AACQP utilizes the services of SMT/ISO Quality Testing, Inc. (IQT) with locations around the U.S. CQS Online Final Certification Exam (non-proctored) $242, Proctored Final Certification Exam $290. Retake fee for online exam is $75 and for Proctored retake exam fee is $140. Certification is not granted based on the purchase of only the final exam.

Annual Membership to AACQP: To join the American Association of Certified QDRO Professionals, it is not necessary to have completed the certification process. Members that have completed the course pay a lower annual fee ($125) than affiliated members ($225), however, both are entitled to the same benefits, which includes updates/newsletters, resources, and periodic consultation on specific issues.

Reviews

There are no reviews yet.

Be the first to review “Module 3 (CQS III) – Federal Retirement Plans in Divorce – Strategies & Issues”

Your email address will not be published. Required fields are marked *